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  5. Financing Programs

Financing Programs

Covering the cost of fertility treatment can require some planning and assistance. The Financial Team at RMA of New York offers guidance and resources to help you navigate coverage and financing options and make the process of paying for your treatment easier.

Contact New Patient Concierge

  • The ARC Fertility Program

    Advanced Reproductive Care (ARC) offers financing programs, discounted treatment packages, and affordable pharmacy plans which may help to alleviate the costs of your treatment.

    ARC is the nation’s largest network of fertility specialists in the US and offers a number of affordable options:

    The ARC Fertility Program

    • ARC® One-cycle Plus: 1 retrieval and up to 2 embryo transfers (fresh and/or frozen)
    • ARC® Two-cycle Plus: 2 retrievals and up to 4 embryo transfers (fresh and/or frozen)
    • ARC® Three-cycle Plus: 3 retrievals and up to 6 embryo transfers (fresh and/or frozen)

    The ARC Pharmacy Plan

    Provides easy access to fertility medications and the opportunity to finance medications along with your treatment enabling you to have just one monthly payment.

    ARC Financing

    The ARC affordable payment plans are offered with any ARC packages and (FlexCare) can be utilized for any additional services at your clinic. You can also bundle your discounted fertility medications into the same loan for one monthly payment.

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  • CapexMD Fertility Financing

    A variety of loans are offered by CapexMD and are designed to fit your specific needs and are combined with flexible terms for optimal affordability and convenience. You may apply directly on the loan application page and receive a pre-approval within 24 hours. Once approved, the RMA of New York financial team will confirm disbursement of funds prior to commencing treatment at the facility.

    Advantages of CapexMD:

    • Specialists in Fertility Financing
    • Personal Attention
    • Competitive Rates
    • Easy & Secure Online Application
    • Pre-Approval within 24 hours
    • Flexible Terms
    • Highest Confidentiality
    • No Annual Fees
    • No Prepayment Penalties
    • Retain your existing credit

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  • Egg Fund

    EggFund gives you more financing choices, all in one place. Even if you have less than excellent credit.We save time and stress, so you can focus on building your family.

    We work with over a dozen top lenders through our partner Fiona, who searches and compares them, to recommend the best loan offers for you. Loans can cover all aspects of the process. Funds can be used at any clinic, pharmacy or agency you choose.

    Freedom. Flexibility. Empowerment.

    Qualifications: A minimum credit score of 600 to be eligible

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  • The Compassionate Care Program

    The Compassionate Care Program is available to eligible patients who may not otherwise be able to afford fertility medication.

    Eligibility requirements include the following:

    • No pre-existing insurance coverage for fertility medication
    • Currently undergoing fertility treatment with a physician at RMA of NY
    • US citizen or permanent resident
    • Qualifying annual household gross income

    Eligible patients may save either 50% or 75% off the self-pay price of EMD Serono medicine, or may receive 10% off after completing a mail-in rebate.

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  • WINFertility Program

    The WINFertility direct-to-consumer program is offered to RMA of NY patients who have no advanced infertility insurance coverage or those who have exhausted their benefits and need options to cover treatment. WIN simplifies this complex financial process by offering treatment bundles, which include medication discounts.

    To learn more about WIN’s discounts and fertility financing options please call 1-855-705-4IVF (4483) or visit their website.

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  • Future Family Program

    Future Family loans are a smart alternative to high-interest credit cards and dipping into savings. And now, Future Family offers 0% APR financing for those that are eligible, as well as low monthly payment plans. Enjoy one easy monthly payment, funding as fast as 48 hours, and the ability to pay more anytime.

    Benefits of a Future Family loan:
    ● Competitive low-interest rates, starting out at 0%.
    ● No prepayment penalties
    ● Funds up to $50,000 – disburse your funds in a matter of a few days!
    ● Loans personalized to your specific needs and treatments
    ● Treatment costs simplified down to one easy payment
    ● Personalized on-demand support team from fertility coaches
    ● Medication training, onboarding and Q&A sessions with your coach
    ● Financing options can include a friend of family member

    Prequalifying is easy and takes less than 2 minutes. Most importantly, it won’t impact your credit score. To learn more and apply, visit Future Family.

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Get Started

It’s never too early to learn about your fertility and reproductive options.

Make An Appointment

Have questions? We can help.

Patient-centric reproductive medicine is our specialty, and we look forward to answering any questions you may have.

Contact New Patient Concierge